Checking

It's not always easy to balance the checkbook.

But, when you check with us, you'll find just the right balance of friendly service and convenience.


Regular Checking Account

  • Minimum opening balance of $30.00
  • FIRST box of Custom Creation checks FREE of charge upon account opening
  • No monthly service charge
  • $30.00 closing fee if account is closed within 6 months


"NOW" Account

  • Minimum balance of $600.00
  • Interest paid monthly
  • Rate is subject to change daily*
  • FIRST box of Custom Creation Checks FREE of charge upon account opening
  • Monthly balance fee of $10.00 plus $.15 per item debit item if balance falls below $600.00 anytime during the statement cycle
  • $30.00 closing fee if account is closed within 6 months

Health Savings Account

  • Personal accounts only
  • Minimum opening balance of $30.00
  • Interest paid monthly
  • Rate is subject to change daily*
  • No minimum balance to earn interest
  • $3.00 per paper statement or no charge per Electronic Statement
  • $30.00 closing fee if account is closed within 6 months


Check with us for checking with just the right balance.


*Contact any of our Customer Service Representatives at 701-463-2262 during regular business hours for current rate information, full account details or for information on how to open an account at Garrison State Bank and Trust.