It's not always easy to balance the checkbook.

But, when you check with us, you'll find just the right balance of friendly service and convenience.

Regular Checking Account

• Minimum opening balance of $30.00
  
• FIRST box of Custom Creation checks FREE of charge upon account opening
  
• No monthly service charge
  
• $30.00 closing fee if account is closed within 6 months

"NOW" Account

• Minimum balance of $600.00
  
• Interest paid monthly
  
• Rate is subject to change daily*
  
• FIRST box of Custom Creation Checks FREE of charge upon account opening
  
• Monthly balance fee of $10.00 plus $.15 per item debit item if balance falls below $600.00 anytime during the statement cycle
  
• $30.00 closing fee if account is closed within 6 months
  
  

Health Savings Account

• Personal accounts only
• Minimum opening balance of $30.00
• Interest paid monthly
• Rate is subject to change daily*
• No minimum balance to earn interest
• $3.00 per paper statement or no charge per Electronic Statement
• $30.00 closing fee if account is closed within 6 months
  

Check with us for checking with just the right balance.

*Contact any of our Customer Service Representatives at 701-463-2262 during regular business hours for current rate information, full account details or for information on how to open an account at Garrison State Bank and Trust.