Savings

Passbook Savings Accounts

  • Minimum opening balance of $30.00
  • Minimum balance of $50.00 to earn interest
  • Interest paid quarterly
  • Rate is subject to change daily*
  • $30.00 closing fee if account is closed within 6 months


MMDA Accounts

  • Minimum balance of $2,500.00
  • Interest paid monthly
  • Rate is subject to change daily*
  • Balance fee of $15.00 if balance falls below $2,500.00 anytime during the statement cycle
  • $30.00 closing fee if account is closed within 6 months


MMDA Plus Accounts

  • Minimum balance of $2,500.00
  • Interest paid monthly
  • Rate is subject to change daily*
  • Balance fee of $15.00 if average balance falls below $2,500.00 anytime during the statement cycle
  • Minimum withdrawal by check is $500.00
  • FIRST box of Custom Creations checks FREE of charge upon account opening
  • $30.00 closing fee if account is closed within 6 months


*Contact any of our Customer Service Representatives at 701-463-2262 during regular business hours for current rate information, full account details or for information on how to open an account at Garrison State Bank and Trust. You may also click here for more information.